August 2025 Archive: Business Insurance, Liability & Health Guides

Welcome to the August 2025 roundup on Midlands Business Hub. In this month’s archive you’ll find practical advice for sole traders, limited companies, contractors, and anyone who wants to stay healthy while running a business. We’ve gathered four fresh pieces that cut straight to what you need to know, no fluff.

Tax‑Deductible Insurance & Liability Insights

First up, we answer a question that pops up every tax season: Can you write off business insurance premiums? Our guide breaks down the rules for both sole traders and limited companies, shows real‑world examples, and walks you through the claim process with HMRC. You’ll learn which policies count as allowable expenses, how corporation tax treats them, and what to watch out for with relevant life policies.

Next, we tackle when you should demand professional liability (PI) insurance from a contractor or vendor. The article maps out common triggers – like data handling, design work, or advisory services – and gives you a decision tree to decide if you need a policy. We also list typical limit ranges, key contract clauses to include, and a handy checklist to keep you covered. It’s the kind of checklist you can drop into a contract template without a second thought.

Health & Wellness Guides

If your business deals with health, the piece on compounding pharmacies is a must‑read. We explain what compounding pharmacies do, why a patient might need a custom medication, and how regulations keep the process safe. The article demystifies terms like “sterile preparation” and shows you how to vet a pharmacy, so you can feel confident when referring a client or choosing a supplier.

Finally, we dive into smarter supplement stacking. Combining vitamins and minerals isn’t a free‑for‑all – timing, dosage, and food interactions matter. Our guide highlights which nutrients boost each other’s absorption (think vitamin C with iron) and which ones cancel out (like calcium with magnesium high doses). You’ll walk away with a simple daily plan that maximizes benefits without overloading your system.

All four articles share a common goal: give you clear, actionable steps you can apply today. Whether you’re filing your accounts, drafting a contract, sourcing a bespoke medication, or planning a health routine, the August archive equips you with the know‑how to move forward confidently.

Got a specific question after reading? Drop a comment or reach out to our community of Midlands business owners – we’re all learning together.